Aidvantage Student Loans Forgiveness & Repayment Options


Aidvantage is one of seven federal student loan servicers the department contracted with to manage its loan portfolio

Forgiveness Update

The newest student loan payment pause moved the repayment start date to December 31, 2022

Covid-19 Emergency Relief

New one-time student loan cancellation to be granted based on income. You can view updates at

New Deadline

extends your repayment term to 20 or 25 years and forgives the remaining loan balance after your last payment

Repayment Forgiveness

clears the balance owed on Direct Loans if you work full-time for a government or nonprofit entity and make 120 qualifying payments.

Public Service Loan Forgiveness

cancels your entire student loan debt if a medical doctor, or the SSA, VA determine that medical issues prevent you from working

Permanent Disability Discharge

You can still make payments with your loan servicer even if your monthly loan payments are paused

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Call us at 800-722-1300 Call Eastern Time, Monday through Friday 8 a.m. – 11 p.m. and Saturday 10 a.m. – 2 p.m

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